Wasting Time? Time is wasted when:- A group of people must wait for one person.- A Team cannot readily access the same document or data.- A Task must be redone due to insufficient supervision.
'Horizontal' Software may be called a Suite - or a Platform. - It is very flexible & made to Create new information.- Can be used to create Vertical (specific) Applications.- An example would be 'Adobe Creative Suite'or MS Office.Vertical Software is developed for a specific set of Tasks.
The Platform is Broad & flexible by Design.- WYSIWYG Design tools for Novices autogenerates code.- Powerful Editors allow Experts to further customize.- Includes an underlying and thoroughly integrated database.- Robust, multiuser access without onerous fees.
Wasting Talent? Talent is wasted when:- An Expert is assigned a task that is suitable for a Novice.- A Novice is assigned a Task that way over his/her head.- A Novice that is eager to learn new skills is denied access.- Team members are pigeonholed. Latent talent, undeveloped.
There is another 'Great Divide' and that is the one between the Haves and the Have Nots. Younicycle is affordably priced for any business, not just the 'Fortunate 500'. Available as a SaaS (online) or as a Server package.
'Vertical' Software is often called an 'Application'. - It is typically developed for a specific set of tasks.- Is 'powered by' the underlying Horizontal Platform.- An example would be 'Recruiting' or 'Benefit Enrollment'.
Wasting Money? Money is wasted when:- Multiple software packages must be purchased.- Multiple licenses or 'seats' must be purchased for each.- Multiple user interfaces must be learned (extra training).
The Great Divide is Knowledge. If you have the required depth of Knowledge, you can accomplish difficult tasks but without it, you will either 'give up', assign or pay an Expert or purchase yet another limited use software application.
Cost? 1) Server package for $400. No limit on number of users.2) Online vsn (SaaS) = $480 per year (3 users).3) Custom programming from $25 to $75 per hour.
Many spokes. Younicycle's framework will allow you to create many types of Vertical Applications, defined only by your imagination. An Actuary - or a Recruiter, a Benefit Consutant or Insurance Carrier can create compelling, plug-in Solutions.
Need an Edge? Many possibilities:1) Create Customer Solutions & give to them for Productivity.2) Create and sell as a suppemental source of revenue.3) Create, give it away - but charge for added customization.4) Become a Partner. Sell Younicycle + your Solutions.
One wheel. We've designed the IT Vehicle so that:1) Experts can work side-by-side with Novices.2) WYSIWYG Tools auto generate complex code.3) Each 'mini-app' you create can be shared (or sold).
Getting there is the hard part ... but we've made the trip much easier. We have spent many years 'blazing a trail' and building the IT vehicle that can get you there, safely & affordably. Yes, it is easier - but Easy is a relative term.
Start here. Get there. It's a given that you want to provide superior service for your customers and always keep a responsible. technological edge. But how? Younicycle can give you that edge - & be white-labeled for your identity.
It's coming. Like it or not, your competitors are standing outside your customers' front door and can be invited in with a few clicks of a mouse. We have the high tech and you, the relationships. Let's talk while the sun is still out.
Personalizing your Employee Communications is critical whenever personal Knowledege is required. Use Retirement as an example. Why would an employee care about John or Jane Doe's retirement security? Meaningless, inaccurate information is not only irrelevant, it's dangerous. Do it right.
The 3 Steps for effective Employee Communications:1) Inform: Let them know it exists. Where? When?2) Educate Employees: What is it? How does it work?3) Personalize the content. John Doe is not real.
Employers: Collaborate internally, with us or other Vendors 1) We (or other Vendors) can provide Full service2) Do it yourself (DIY). You can always ask for help.3) Initial full service -> then DIY in the future.
Your Employee Benefits may be very Cool - but will be ineffective if they remain Hidden. Employee Benefit Statements help your Group understand & appreciate their Personal, Big Picture. We have more than 20 years of experience and know all the possible pitfalls.
Poor Henry. Overcome by events beyond his control.Approximately 3 minutes.
||
-->
||
-->
||
Most of your employees ARE saving, but saving blindly is aimless.To hit a target, there must be a Target.
Explain. How?
What about non-Plan assets?
Most people do not understand intricate financial concepts. In fact, most folks don't even have a budget, let alone a precise target for the far away tomorrow of retirement. Asking them to perform calculations such as: n = ln[S/(S - (r - s)E)]/ln[(1+r)/(1+s)] (How long $$ will last),
is asking just a bit much, don't you think?
Each employee document takes them through a sequence of easy to understand Steps. No complicated formulas. Simple text, with simple, personalized results.
They will 'get it'. Inform -> Educate -> Personalize.
Personalized, with complex concepts made simple, understandable and thought provoking.
But we're not done. 100% customized to your plans & specs, to include graphics, personalized charts (many flavors). Sized to your needs, printed, folded, stuffed, sealed and posted to the FPO. Of course, you'll be with us every step of the way with detailed reports, output previews, the ability to edit, pdfs & more. We believe in this 'product' & pull out the stops.
Most Americans do not save enough for retirement.
But how much is 'enough' & how would they know?
Boost Retirement Participation is available with Younicycle. The customized & Personalized Retirement Education described above can become part of your own installation. We would develop the entire module - and you could install to your own system as a separate Solution. From there, you could 'do it yourself' in future years - or - we could collaborate.
We can also fulfill the entire solution WITHOUT Younicycle, as a separate service. Need a quote? Contact us.
Would you drive while blindfolded?
Your PersonalizedRetirementDirections
(and Rules of the Road)
-->
-->
Personalized Retirement Education
We develop alternative, personalized Targets.
You give us data: birth dates, wages, current retirement plan info & SPDs. We mutually designate replacement ratios. We crunch #'s. Lots of them.
One of the numbers we crunch is Social Security retirement, using current wage & DOB. Other Non plan assets and/or Social Security retirement (based on the SS annual statement) can be addressed with a supplemental, web or intranet employee worksheet. This allows employees to enhance and 'tweak'.
Retirement saving requires an alert driver that:- knows the final destination, the target- knows if their current path is 'on track'- understands the 'rules of the road'.- is able to adjust based on current conditions.
John/Jane Doe would never pass Driver's Ed.How about your employees?
Prepared for: I. M. Not John Doe
You're here
Go there?
Current 'plan'
(+ or -) 'Gap'
Age, years to retire, wages, balances, deferral rates, Social Security $
Assumptions, growth rates, two wage replacement goals
Keep current plan --> then ... this
Short or over?
Adjust..Do this
"You can't get there from here".
Especially if 'there' is Anywhere - or - Everywhere. Younger employees will be clueless. Older employess may have procrastinated. We'll prod everyone into careful thought.